Legal
Terms of Service
These Terms of Service (“Terms”) govern your use of DataGPTE’s mobile application, web agent at app.datagpte.com, marketing site at datagpte.com, and APIs. By creating an account or using the service, you agree to these Terms and our Privacy Policy.
Questions: [email protected].
1. The service
DataGPTE is an AI-assisted wallet product that helps you purchase Nigerian mobile data and airtime. It is not a bank. Wallet balances are prepaid credits for telecom products on the platform, not a deposit account with interest.
Bills, electricity, cable TV, and similar products are not part of the service.
2. Eligibility and account
- You must be legally able to use electronic money and telecom services in Nigeria.
- Provide accurate phone, email, and identity/funding details when requested.
- Keep your password, OTP, and 4-digit transaction PIN confidential.
- You are responsible for activity under your account unless you promptly report compromise.
3. Wallet funding and purchases
- You may fund your wallet through supported methods (for example a dedicated virtual account). Credits appear after our payment provider confirms the transfer, subject to fees disclosed in the product.
- Purchases require sufficient available wallet balance. Funds may be reserved while a purchase is pending with a supplier.
- A purchase is not complete until you confirm it and authorize with your transaction PIN (or device biometric unlock that releases the PIN locally). The AI assistant cannot bypass confirmation.
- Network delivery times depend on telecom suppliers. Failed or uncertain provider outcomes are handled by our backend (including reservation, reconciliation, or refund pathways) rather than silent double-charging.
4. Acceptable use
- Do not use DataGPTE for fraud, money laundering, or unauthorized access.
- Do not attempt to reverse-engineer, overload, or disrupt the service.
- Do not instruct the AI to ignore safety, confirmation, or PIN requirements.
- Recipient numbers you enter must be numbers you are allowed to top up.
5. AI assistant disclaimer
The assistant may misunderstand speech or text, suggest plans, or summarize status. Prices and catalog details come from our backend/providers at request time. Always review the confirmation screen (amount, network, recipient, plan) before entering your PIN. We are not liable for purchases you confirm incorrectly.
6. Fees, pricing, and availability
Plan prices, deposit fees, and supplier availability can change. Features may be paused for maintenance or provider outages. We may refuse or reverse transactions that look erroneous or abusive.
7. Account suspension and deletion
- We may suspend accounts that violate these Terms or pose security risk.
- You may delete your account in the app. Deletion is refused while available or reserved wallet balance is greater than zero — spend or resolve pending purchases first.
- After deletion, personal data is anonymized or removed as described in the Privacy Policy; anonymized financial records may remain for audit.
8. Intellectual property
DataGPTE branding, UI, and software are owned by us or our licensors. You receive a limited, revocable license to use the apps for personal, lawful purchases.
9. Disclaimers and liability
The service is provided “as is” to the extent permitted by applicable law. We do not guarantee uninterrupted access or that every supplier delivery will succeed on the first attempt. Where liability cannot be excluded, it is limited to the amount of fees you paid to DataGPTE for the affected transaction in the preceding three months, except where prohibited by law (including cases of fraud or willful misconduct by us).
10. Changes to these Terms
We may update these Terms. The effective date at the top will change when we do. If you continue using DataGPTE after an update, you accept the revised Terms.